The information provided on this website ( is for general information purposes only. While every effort is made to keep information contained on the website (including products, services, general information, and related graphics) accurate and current, we make no warranties or representations of any kind, express or implied, about this information's accuracy, completeness, availability, or suitability for any purpose. You are reading the information on this website of your own free will and use of the information is at your own risk.
The information provided is for entertainment purposes only. No legal, medical, or other professional advice is provided by the website. We will not be liable under any circumstances for any damage or loss including but not limited to indirect or consequential damage or loss, or damage or loss arising from loss of data or profits in connection with the use or misuse of this website. It is at your own risk that you place any reliance on any information gathered from this website or blog posts contained within it.

Any information we put out under the website ( is our own opinion and thoughts. Do your own due-diligence before doing anything we’ve done in our blog posts. We are not responsible for anything that happens to you or your property.
It is your responsibility to evaluate the usefulness of the information on this website, and the Internet generally, and how it applies to your own situation and then obtain professional advice by consulting a relevant accounting, business, or legal expert. 

Disclaimer & Disclosure Of Links

The links contained within this site are occasionally affiliate links, which means that if you choose to make a purchase, this website will earn a commission. There is no additional cost to you as a result of any such commission. These links and display ads are spread throughout our site. Understand these links are from reputable sources such as Google AdSense, Google Analytics, Google Advertisements, Facebook & Instagram Advertisements, Amazon, Viglink, or Any other affiliation linking we may use on our website. We recommend these companies, projects, and services because we have experience with them and believe them to be helpful and useful and not because of the small commissions we may get if you decide to buy something. The money earned through these links helps to keep online but you are under no obligation to use affiliate links in order to benefit from the use of the website. Please make any purchasing decisions with respect to affiliate links based on your own belief that you need the products or services being advertised or that they will help you achieve your goals.

Brief Privacy Policy

This Privacy Policy governs the manner in which collects, uses, maintains and discloses information collected from users (each, a “User”) of the  website (“Site”). This privacy policy applies to the Site and all products and services offered by
Personal Identification Information: Personal identification information may be collected by us from users in a variety of situations, including but not limited to the following: When a user visits or registers on our website, when a user places an order, and in connection with any other services, features, resources, or activities which are offered on our website. We may ask users for their name and/or email address where appropriate. Users may however use our site anonymously, and we will only collect such information from users on a voluntary basis where a user chooses to submit this information to us. Users may always refuse to provide such information, with the understanding that such refusal may result in the user being unable to engage in certain activities associated with the website.  
Non-personal Identification Information: Non-personal identification information about users may be collected whenever a user interacts with our site. This information may include the name of the browser or type of computer being used to access the site, and technical information about any user's means of connection to our site (such as the operating system or ISP utilized, etc.). 

Web Browser Cookies: User experience on our website may be enhanced by the use of "cookies". The web browser of a user places cookies on the user's hard drive for the purpose of record-keeping and/or gathering information about them. Users may at any time choose to refuse the use of cookies by their web browser, or to request an alert whenever cookies are being sent. Such refusal may, however, result in improper function of certain features on the site.  

Use of Collected Information: collects and uses Users' personal information to administer a contest, promotion, survey or other website activity or feature, or to send periodic emails. This information is not shared with any outside parties, except to the necessary extent for provision of service. User-provided email addresses will be used only to respond to inquiries, questions, or requests. A user may choose to opt-in to our mailing list, in which case they agree to receive emails about topics we believe may interest them including news, updates, relevant product or service information, and other similar information. The user may unsubscribe from future emails at any time, using the detailed instructions for unsubscribing provided at the bottom of each mailing list email they receive. 

Protection of Information: Relevant and appropriate data collection, storage, and processing practices, as well as security measures, are used to protect against unauthorized access, disclosure, destruction, or alteration of your personal information, transaction information, username/password, and other such data stored on our website. 

Sharing of Personal Information: Users' personal identification information will not be sold, traded, or rented to any third party. Only generic, aggregated demographic information regarding visitors and users, which is not linked in any way to personal information data, may be shared with our trusted affiliates, advertisers, and/or business partners. Third party service providers may be used to help us with business and/or site operations, or to administer services on our behalf such as the distribution of surveys or newsletters. In such instances we may share your information, only where you have given us your permission, with these third parties for these limited purposes only. 

Third Party Websites: Some content and advertising on our site may link to sites and/or services of our sponsors, licensors, suppliers, advertisers, partners, and other third parties. We have no control of the content or links that appear on such third party websites and assume no responsibility for their practices. The information, content, and links on third party sites may change at any time. Each such website may employ its own customer service and privacy policy. Visiting and/or interacting with any other website, inclusive of sites which contain a link to, is subject to the policies and terms of that website. 

Changes to Privacy Policy: has the discretion to update this privacy policy at any time. When this occurs, we will note the date of most recent revisions or updates at the bottom of this page. Users are encouraged to check this policy page frequently in order to remain informed of new changes and obtain the most current information about how we are helping to protect your personal information. Users acknowledge and agree that they hold responsibility for periodic review of this privacy policy and awareness of modifications. 

User Content

Content available through our website and services must not be republished, uploaded, posted, transmitted, or distributed by any user to online bulletin boards, message boards, newsgroups, chat rooms, or in any other manner without the prior express permission in writing. The content is for your own personal and noncommercial use. Modifying or using the content for any other purpose constitutes a violation of our copyright and other proprietary rights, and can subject you to legal liability.
By using our services, you agree not to:

Restrict or inhibit any other visitor from using the services, including, without limitation, by means of “hacking” or defacing any portion of any of our websites or business;
Use the services for any unlawful purpose;

Sell, adapt, translate, sublicense, decompile, desassemble, or reverse engineer any portion of the services or any content of our website/sites;

Mirror or frame  any content, whether obtained on our website/sites or through our services, without our prior express and written authorization;

Use any site search/retrieval application, spider, robot, or other means (manual or automatic) to index, retrieve, download, “data mine”, or in any other way replicate or circumvent the navigational function or presentation of content made available on our website/sites or through our services; or

Collect or gather information about any users of our services without their prior express consent.

In addition, you agree that you will at all times:

Remain in compliance with any and all relevant and applicable laws, rules, and regulations pertaining to your use of our services and content obtained from them or from our website/sites;

Hold sole responsibility for any statements made, acts or omissions that occur on your user account while it is logged into; 

Waive any and all rights against and hold harmless in connection with any claims relating to any action taken by as part of its investigation of a suspected violation or result of its conclusion that a violation of the TOU (Terms Of Use) has occurred, including but not limited to the removal of posts or a suspension or termination of your membership account; and

Regularly maintain and promptly update your registration data so that it remains accurate, truthful, complete, and current.

DMCA Compliance

Our website maintains DMCA compliance as follows:

We uphold a commitment to appropriate responses to any copyright violations that are alleged. The form of notice of any such alleged violation will be that proposed by the US Digital Millennium Copyright Act as revealed at Should any content or material be found to infringe on the copyright of any party, we may remedy this by way of content removal, removing access to the content, blocking or terminating access of our website and/or services by the responsible party, and/or any other action deemed appropriate. Documentation of the offense may be passed on to third parties for documenting and/or publishing. At our discretion, we may also pass along record of the incident for records and/or publication by third parties.   

Not Legal Advice/No Attorney-Client Relationship

It is a serious matter if your rights are violated, and if you believe this has occurred you may wish to seek legal help immediately. Our efforts to prevent and halt infringement on intellectual property rights as a website owner are effectuated by the DMCA notice. It is no substitute for the assistance of competent legal counsel. Other actions for remedy may exist, such as those which may be taken against an internet service provider, and your legal counsel can assist you with navigating such options.


For an efficient resolution and convenient process, the email address and/or contact information provided on may be used to tender notice of alleged infringement. You are hereby cautioned that you will be hold sole liability for any and all court costs, attorney fees, and/or common law/statutory damages if your claim that your copyrights have been violated is falsified. As sizeable compensation awards have been known to be granted in cases of falsified complaints, you are advised to procure competent legal counsel. Should you decide to proceed with a copyright violation claim, provision of the following can expedite the process:

STEP 1. Provide the ISBN#, the URL, or another identifier of the protected work which you believe has been violated.

STEP 2. Provide the URL of the webpage which you claim has infringed the copyrighted work identified in step 1. 

STEP 3. Provide your own contact information including your email address and phone number. Email is the preferred method of contact, but adding a phone number is also suggested.

STEP 4. Provide enough information about the allegedly infringing webpage’s owner or administrator, and/or the author in case of an allegedly infringing blog or forum post, that we might reasonably be able to notify the offending owner or author, preferably an email address associated with the webpage, blog, or forum posting. 

STEP 5. Include the following statement in your claim, as reviewed or modified by your own legal counsel where applicable: “I in good faith believe that the protected materials noted above have been used in a way which I allege infringes on copyright and that this use is not authorized by the copyright owner, its agent, or applicable law”

STEP 6. Include the following statement in your claim, as reviewed or modified by your own legal counsel where applicable: “Under penalty of perjury, I swear that I am the copyright owner (OR that I am authorized to act on behalf of the owner) of an exclusive right which I allege to be infringed, and that the information in the notification is accurate. 

STEP 7. Include your digital signature.


A counter-notification may be issued by the party representing the allegedly infringing website or provider of content under sections 512(g)(2) and (3) of the US Digital Millennium Copyright Act, in which case we may again link to or post the content in question.  
Counter-notification may be tendered using the email address and/or contact information provided on this website.  You are hereby cautioned that you will be hold sole liability for any and all court costs, attorney fees, and/or common law/statutory damages if your claim that another’s copyrights have NOT been violated is falsified. 
Should you decide to proceed with filing a counter-notice, provision of the following can expedite the process:

STEP 1. Provide unique identifying information, preferably the specific URL/URLs, of material that we have removed or disabled access to as a result of the original claim of copyright infringement. 

STEP 2. Provide your full contact information including your full legal name, your address, your telephone number, and your email address. Include a statement that indicates your consent to the the jurisdiction, in the judicial district in which your address is located,  of Federal District Court AND your acceptance of service of process from the party providing the original notification of alleged copyright infringement, or an agent of such party, under subsection (c)(1)(C).

STEP 3. Include, as reviewed or modified by your legal counsel, the following statement: “Under penalty of perjury, I swear that I in good faith believe that the content identified by the complainant  at the URL identified, has been removed or disabled and will no longer be shown OR that each item of content identified above has been removed or disabled as a result of a misidentification of content to be removed or disabled.”

STEP 4. Include your digital signature.

Federal Trade Commission Compliance

The following describes the Federal Trade Commission Compliance for our website(s) and the associated forum:
Every effort is made to offer candor and clarity regarding any and all products and/or services used, recommended, or otherwise mentioned by us. We aim to facilitate customer care and support and user inquiries, and to offer clear differentiation between our own products and/or services and those of any third parties. As with any retailer, we may profit from the sale of the products and/or services of others as well as the sale of our own. We also aim to offer accurate and clear information and data disclosure around any income-generating products and/or services, though we are unable to make any guarantees or warranties, express or implied, to such effect as relevant variables are numerous and often uncontrollable by us. We strive to utilize the guidelines and requirements of the Federal Trade Commission (FTC) for the benefit of all involved parties. To such end, we provide disclaimers and disclosures herein around earnings, income, and compensation. It is important for users to assume there is a material connection wherever a third party is made mention of, as we may be compensated, financially or otherwise, for anything you purchase as a result of interacting with this website or even from your clicking a link. Advertisements and affiliate links may exist throughout the website/sites and services which are not expressly identified as pertaining to a material/compensatory connection. or 

One or more parties affiliated or associated with our website(s) and our forum in some way may be an or affiliate. This means that commission may be earned as a result of reviews which lead to purchases or of links to products on or As with any other affiliate links or advertisements, this material connection may not be expressly disclosed at every single instance or opportunity and so users should assume there is a potential compensatory or material connection at all times while interacting with our website and/or services. We make this statement of caution in order to offer full disclosure, and not to imply that our reviews or recommendations are unduly biased or in any way skewed. 

Compensation & The Use Of Links with Amazon, Google AdSense, & Outbound Links

Where products and/or services are made mention of on this website which are not owned, licensed, created, or otherwise controlled by us, users should assume that we may be compensated for associated purchases of those products and/or services. This practice is common and similar to retailers, which are unlikely to produce any products but instead generate income by connecting producers or creators of products with consumers, just as may generate income by connecting third party product or service providers with you, the end user.


We want for our customers and site users to feel comfortable and informed when interacting with our website or making any purchase decisions. You yourself are the best person to ensure your own comfort and clarity, and we at encourage you to do your own due diligence and your own research into any offer or opportunity presented to you online. Here is a great set of guidelines for you to keep in mind:

First, as a smart consumer you should always operate under the assumption that any website proprietor, including, will have a material connection to third party product or service providers, and your actions when using the website (such as clicking on affiliate links without making a purchase) or any purchase you make from such providers, unless it is expressly stated otherwise.

Second, given that we wish to establish trust and positive interactions in our business relationship with you, we only present offerings to you which we believe in good faith will be of benefit to you. This remains true whether or not you have chosen to purchase our own products and/or services, as we want you to enjoy benefit from products and services available to help you meet your goals. We make every effort to exclusively present items that we have personally used, tried, or otherwise have reason to respect the reputation of the concept or provider. We hope that you can trust us to make such determinations based on all relevant information available to us at the time of the recommendation.

Third, while we would never intentionally connect you with products or services which might disappoint or disadvantage you, it is possible for us to misunderstand your needs or desires or to make a judgement in this regard that you might find to be lacking. It is also possible that our recommendations and/or preferences may be in part swayed by material connections (monetary or otherwise) business relationships, goodwill, or other connections to third party providers. Given the existence of such possibilities, we stress again that you should not rely solely on our recommendations or partnerships and instead perform your own research and due diligence prior to making purchasing decisions.


Testimonials provided concerning the results or benefit of any product or service are intended to strengthen your understanding of the offering. We make every effort to ensure that testimonials are truthful, honest, and accurate, yet we are not liable for errors and omissions made therein. This is because, in addition to simple human error, some of the information in testimonials may source from third parties including other product/service providers or customers and we are unable to verify this information in full. Positive results tend to be associated with positive efforts, diligence, skill, etc. Therefore results described in testimonials cannot be relied upon as the most common, typical, normal, average, or expected results for the average user of any given product or service. Exceptional results may be depicted by our website as highlights or examples of the potential a product or service has to benefit you, but you should remember at all times that such outcomes may not reflect your experience. Products and services, as well as market conditions, vary and fluctuate over time. Products may lose effectiveness over time, or may not have reliable outcomes when first offered.

Products or services which are designed for or associated with the generation of financial earnings should be considered with the same discerning approachas testimonials. Provided or associated income figures are specific and unique to the results of each individual or entity using the products and/or services in question. Results described are real, yet may not reflect your own experience with the same concepts, products, or services and may be affected by favorable conditions and techniques which are irreplicable by you. We can make no assurance that you will experience the same or similar results, and thus suggest that you operate under the assumption that your outcomes may vary or differ substantially from any outcomes shared on our website/sites.

Professional Consultation

Many products and services are designed to solve problems. Common problem areas include legal, financial, and medical. In no way do we purport to offer you professional counsel or advice on issues related to law, finances, or health. Should you require consult in these areas, please consider securing your own professional counsel from relevant professionals or experts (e.g. lawyers, medical professionals, tax professionals, investment advisors, accountants, etc) prior to making any decisions or taking any actions. Nothing we may ever communicate, in print or spoken word, will ever be intended to constitute any such counsel, as we do not claim to be professionals in any of those disciplines. The risk for any and all actions taken, damages or losses incurred, or other issues which may arise from your use of any product or service connected with or mentioned by us, is assumed by you alone. Decisions to use such products or services are solely your own, or else are made in consult with a professional advisor of your own choosing.

Use Of Products & Services

Should you decide or intend to accept the offer of any products or services presented by, please be aware of the following:

Prices of products and services can be reasonably expected to change over time. This is true even with basic commodities and ‘staple’ items, due to an array of factors such as sales, new customer incentives, loyalty promotions, and simple supply and demand. Value and price are also relative to factors such as market activity, new innovations, updated technology, improvements to existing products and more. As such, the “right” price for any given product or service cannot be defined. Willing parties, both sellers and buyers, discern price at any given point in time during any given transaction or estimate. Any purchase you make is considered to reflect your own attribution of value at that point in time, and by understanding this you accept that the price may increase or decrease in the future. 

Your experience with any given product or service will vary based upon any number of factors. Successful outcomes with any type of offering, not only those associated with, tend to improve with improved attitude and skill. Your own situation, inherent abilities, education, skill level, perseverance, experience, personal traits, and time commitments are just some examples of factors which can be expected to impact your own experiences and outcomes. As such, it would be unreasonable and misleading for us to make any assurance or claims about the outcomes and experiences you will have from using any product or service provided or recommended by us.

Income-Producing Products & Services

The above cautions and considerations should also be applied to products and services designed to or associated with the generation of income. In addition, however, there are additional factors. Methods for income generation are subject to the influences of the economy at large. At different points in time, the flow of commerce is either eased or resisted by economical health in one’s location of business operations. Results, outcomes, and experiences with income-generating products and/or services can be reasonably expected to vary in response to such economical changes and market fluctuations. Income-generating products and services are, at their core, purchases and while they may be made with intent to invest in and improve one’s business, they are essentially expenses which carry a risk of delayed, stunted, or limited return on this intended investment. Success in business is often the result of a variety of methods, strategies, and other factors. This caution is not offered to imply a lack of value in any given product or service, but rather to clarify that such purchases cannot be solely expected to produce favorable income results. Instead, purchases like this must be considered a part of a larger business strategy which utilizes varied methods and concepts. Given that we can make no warranties or assurances of your experiences, please operate under the assumption that your purchase will produce no effect on your income or earnings and only invest what you can affordably sustain as a loss.

Income & Earnings

In considering all of the above factors which may influence your experience with income-producing products and services, we must again clearly state that we are unable to make any guarantees, assurances, or warranties with respect to your income and earnings at any time, and to do so would be irresponsible and misguided. We provide examples, highlights, testimonials and other representations of past results and prior performance which we are aware of, which are real and true, but also not intended to predict or represent the outcomes or experiences which you may have with the same or similar products and/or services. Your income and earnings, where ‘income’ refers to the financial earnings that one accrues and ‘earnings’ may include non-financial forms of benefit, some intangible or abstract, should be viewed as unpredictable and unforeseeable, and we strongly advise against your sole reliance upon our representations of the income and earnings of others for your personal expectations of business outcomes.

Affiliates & Other Third Parties

It should also be noted that we only have control over, and thus only accept responsibility for, the content of this website authored by us alone and not any second or third party suppliers. Representations and claims made by others should not be taken as guarantees or assurances until further information or guidance is obtained from the relevant third party provider, who controls their own policies concerning such representation. Likewise, any representations of our products and/or services by third parties should be considered unauthorized and not considered as covered by our policies.

Sometimes, and at any time, information in any form concerning our product and/or service offerings may arise which is the result of an affiliate partnership or business relationship. We sometimes permit the marketing of our own products and services through other businesses, websites, and individuals just as we may market the products and/or services of others. Please do not take a third party affiliation as an endorsement or recommendation by the third party in question, but rather as an offer to purchase something. It is your responsibility, and in your best interests, to perform further research on the offering and to familiarize yourself with the practices and policies of any third party affiliate with which you may interact in your purchase. We do not have full control over the marketing practices or policies of all parties which may present information to you about our products and services. The existence of unauthorized affiliates, tiered affiliate schemes, and mirror sites is possible and we are simply unable to police such practices despite our best intentions. We take every effort to ensure that our products and services are represented only by our trusted affiliates and that such representations comply with our own policies and practices although we make no guarantees or assurances of this. We encourage you to report any concerns or abuses you suspect or discover to us at any time via our contact information provided on this website.

Customer Care

Please be aware that our role in briefing you on products and services other than our own is simply to facilitate your connection with providers of those products and services. We do not provide any support or customer support or service for such offerings, and instead advise you to contact the owner or provider of such products or services for answers to any and all questions or concerns you may have before making any purchase. 
CHANGE NOTICE: Like any of our other policies, legal notices, and administrative documents, this page and its contents can be reasonably expected to change at any time. Such changes are necessary to best serve you and protect our interests as well as your interests as our valued customer. Policies and practices described on this page are of importance to you and are intended to advantage you, as such we encourage you to periodically revisit this page to monitor changed content. The date of last revision will be noted at the bottom of this page, though no other notice of changes or revisions is guaranteed to be provided.

COPYRIGHT WARNING: Our policy pages, administrative content, and legal notices, including this one, were carefully written for our own purposes and are unique to This material should not be used by any other party for any other purpose than your personal review and information while visiting and interacting with our website.

By using this website and its associated services, you indicate your acceptance of these terms and all relevant policies. Should you object to any of the policies or practices contained herein, please do not use our site. In such case you are encouraged to contact us at any time, using the contact information provided on this website, for clarity or to request the destruction of any data we have collected about your use of our site and/or services. When changes to this policy are made, your continued use of our site and services constitutes your acceptance of the policy revisions and as such you are reminded to take responsibility for the periodic review of this page to be sure that you understand and agree to any changes to our policies.

Please feel free to contact us with any comments or concerns.
This document was last updated on the 5th of June, 2019.